- info@creditsathii.com
Last Updated: July 17, 2026
Welcome to Credit Sathii. These Terms and Conditions (“Terms”) govern your access to and use of the Credit Sathii website, services, consultations, and related offerings. Throughout these Terms, “Credit Sathii,” “we,” “our,” or “us” refers to Credit Sathii.
By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and our Privacy Policy. If you do not agree with these Terms, please refrain from using our website or services.
By using our website or submitting your information through our forms, you agree that:
You are at least 18 years of age or legally competent to enter into binding agreements.
The information provided by you is accurate, complete, and truthful.
You will use our services only for lawful purposes.
You agree to comply with all applicable laws and regulations while accessing our website and services.
Credit Sathii provides consultation and support services that may include:
Debt Relief Assistance
Loan Settlement Support
Credit Card Debt Assistance
Anti-Harassment Services
Recovery Harassment Protection
Legal Guidance relating to financial disputes
Financial counselling and support services
Bank and lender negotiation assistance
Our services are advisory and assistance-based in nature. The outcome of any financial negotiation, settlement, or legal process may vary depending upon individual circumstances and third-party decisions.
While we strive to provide professional guidance and support, Credit Sathii does not guarantee:
Loan settlements.
Debt waivers or reductions.
Approval of repayment plans.
Acceptance of negotiations by banks or financial institutions.
Specific legal or financial outcomes.
Any timelines, estimates, or recommendations provided during consultations are indicative and shall not constitute a guarantee of results.
You agree that you shall:
Provide accurate and complete information.
Submit authentic financial and supporting documents.
Cooperate with our team throughout the consultation process.
Promptly provide any additional information reasonably requested by us.
Maintain the confidentiality of any account or login credentials assigned to you.
You agree not to:
Misrepresent your financial circumstances.
Upload or share unlawful, misleading, defamatory, or harmful content.
Attempt unauthorized access to our website, systems, or databases.
Copy, reproduce, or distribute website content without prior written permission.
Engage in activities that may interrupt or compromise the functionality or security of our website.
Credit Sathii’s Anti-Harassment Service is designed to provide professional assistance and guidance in matters relating to debt recovery harassment and unlawful collection practices.
By enrolling in this service, you acknowledge that:
The service does not prevent legitimate communications required by law.
Credit Sathii does not impersonate or unlawfully interfere with authorized recovery proceedings.
Assistance is provided strictly in accordance with applicable laws and regulatory guidelines.
Legal intervention, where required, may involve additional documentation or professional consultation.
Any consultation provided by Credit Sathii:
Is based upon the information voluntarily shared by you.
Should not be construed as independent legal, taxation, investment, or financial advice unless expressly stated.
May require referrals to qualified professionals where necessary.
Failure to provide complete or accurate information may affect the quality and suitability of the recommendations provided.
Certain services offered by Credit Sathii are chargeable.
Before processing any payment:
Applicable service fees shall be communicated to you.
Payment shall be processed only after your consent.
Charges may vary depending upon the nature and scope of services requested.
Unless otherwise specified in writing, all payments shall be made through authorized payment channels only.
You may discontinue our services at any time by notifying us through our official communication channels.
Unless expressly stated otherwise:
Consultation fees are non-refundable once services have commenced.
Fees paid for completed services shall not be refundable.
Refund requests shall be reviewed on a case-by-case basis in accordance with our applicable refund policies.
Credit Sathii reserves the right to refuse refund requests where services have already been substantially rendered.
Any approved refunds shall be processed through the original mode of payment wherever possible.
All content available on this website, including but not limited to:
Logos
Graphics
Text
Website designs
Images
Videos
Documents
Service materials
Educational resources
are the intellectual property of Credit Sathii unless otherwise stated.
You may not:
Copy or reproduce website content.
Modify or distribute our materials.
Use our trademarks or branding without prior written authorization.
Publish or commercially exploit any website materials.
Unauthorized use may result in appropriate legal action.
While using our website, you agree not to:
Attempt to hack, disrupt, or interfere with our systems.
Upload malicious software or harmful code.
Engage in phishing, spam, or fraudulent activities.
Violate any applicable laws or regulations.
Use automated systems to extract website data without authorization.
Misuse our enquiry or consultation systems.
Credit Sathii reserves the right to suspend or terminate access to users violating these Terms.
Our website may contain links or integrations with third-party services, including:
Payment gateways
Communication platforms
Analytics providers
External informational resources
Credit Sathii shall not be responsible for:
Third-party website content.
Their privacy practices.
Service interruptions or technical failures beyond our control.
Users are encouraged to review the respective policies of third-party service providers.
To the maximum extent permitted by applicable law, Credit Sathii shall not be liable for:
Direct or indirect damages.
Financial losses or business interruptions.
Loss of profits or opportunities.
Service interruptions caused by technical failures.
Actions taken by banks, lenders, recovery agencies, or third parties.
Delays arising from incomplete information provided by users.
Outcomes arising from legal or financial proceedings beyond our control.
Your use of our services is entirely at your own discretion and risk.
You agree to indemnify, defend, and hold harmless Credit Sathii, its directors, employees, consultants, affiliates, and representatives from any claims, liabilities, damages, losses, expenses, or legal costs arising from:
Your violation of these Terms.
Misrepresentation of information.
Your unlawful use of our services.
Claims brought by third parties resulting from your actions or omissions.
We endeavor to ensure uninterrupted access to our website and services. However, we do not guarantee:
Continuous availability of our website.
Error-free or uninterrupted operations.
Compatibility with all devices or browsers.
We reserve the right to suspend, modify, or discontinue any service without prior notice whenever reasonably necessary.
We are committed to addressing customer concerns promptly and fairly.
For grievances or complaints regarding our services, you may contact us through:
Email: info@creditsathii.com
We shall make reasonable efforts to review and address genuine grievances within an appropriate timeframe.
These Terms shall be governed and interpreted in accordance with the laws of India.
Any disputes arising from the use of our website or services shall first be attempted to be resolved amicably through written communication.
If a dispute remains unresolved, the parties may pursue remedies available under applicable laws before the competent courts having jurisdiction in Jaipur, Rajasthan, India.
Credit Sathii reserves the right to amend or modify these Terms at any time without prior notice.
Updated versions shall become effective immediately upon publication on our website. Continued use of our services following any changes constitutes acceptance of the revised Terms.
For any questions regarding these Terms and Conditions, please contact us:
Credit Sathii
Email: info@creditsathii.com
Location: Jaipur, Rajasthan, India
By accessing our website or using our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.